Checking Accounts & Debit Cards


Let’s get you set up with the right checking account for your lifestyle. We offer two types of checking: Go-To and Spark. Here’s a list of the features available with all Go Energy Credit Union checking accounts.


  • No minimum deposit
  • Free Online and Mobile Banking with Mobile App
  • Surcharge-free ATM services nationwide
  • Cards available the same day at any branch
  • No monthly direct deposit or ACH requirements
  • Overdraft services available
  • See rates


VISA Debit Cards from Go Energy Credit Union

No cash? No problem.

Worldwide Purchasing Power

VISA Debit cardZero, zip, zilch. Use your Go Energy Credit Union VISA debit card everywhere VISA Debit is accepted. And, that’s pretty much everywhere. Your card is tied to your checking account, so purchase amounts and ATM withdrawals pull from your checking balance. Debit cards are issued once you open a Go Energy Checking account. Use it online and in real life!

5,000+ ATM Locations in the U.S.

Need cash? Our ATM networks offer thousands of surcharge-free locations nationwide. You can also look for stores that let you get cash back with your purchase. Choose the debit option, enter your PIN at checkout, and you’ve saved yourself a trip to the ATM. If you don’t need cash back, select the credit payment option and you won’t need to enter a PIN.

Find ATM Locations

After Hours Support

Debit Card
(833) 357-0004

Report Lost or Stolen Cards

VISA Credit Card
(800) 558-3424

Debit Card
(800) 472-3272

ATM Card
(470) 514-3000

Ways to Avoid Fees

  • Have a minimum monthly direct deposit of $700
  • Enroll in Online Banking
  • Receive statements electronically
  • Write no more than 10 checks per month
  • Have an active VISA Debit Card