With Energize Your Finances, we provide all the necessary information you need to make important financial decisions every day. From improving credit scores to first time home buying, this blog will provide you with the tips and tricks to help your finances GO far!
For many investors, your investment portfolio represents future financial freedom. Ensuring you’re setting yourself up for long-term success isn’t a one-step process—it takes time, patience and a keen understanding of financial products, stocks and the market. With enough time, it’s possible you could research your way to your financial goals. That’s where working with a financial advisor comes in—someone to manage your finances, improve your financial situation, and help you get to the future you envisioned.
In a perfect world, everyone would graduate from college without student loans, purchase a car without an auto loan and get through life without racking up credit card bills. But in actuality, over 80% of Americans carry some sort of debt with them. Debt is normal, but it doesn’t mean you should get comfortable with it. Check out how you can get and stay out of debt so you can breathe a little easier down the road.
Savings don’t come easy, especially when it’s slow-cooking in your account for years. Distant goals are hard to achieve when short-term rewards are always preferred. But when it comes to big money moves like retirement, paying off a mortgage, saving for a child’s college tuition, or starting a business, it takes more than just a few months of savings to get there. Make your financial goals a reality with these tips and tricks on how to start and stick to a long-term budget.
For many of us, checking accounts are often a hub for direct deposits, spending money, and paying monthly bills. With so much traffic going through a single account, it can be easy to lose track of your balance, especially if your bills are set to withdraw every month automatically. We’ve rounded up some tips and tricks to help you manage your checking account and, ultimately, maximize your savings.
Nowadays, having a side hustle is the norm amongst young professionals. With busy schedules and a hunger for wealth, many look to real estate for a long-term investment and a consistent income throughout the year. After all, it’s hard to pass up tempting benefits like appreciation, increased cash flow, diversification and tax deductions. If you’re looking to learn the ropes for real estate investments in Georgia, we’ve got a few pointers to help you get started.
Every life milestone deserves a celebration. Whether it’s saving up for your first car or finally reaching retirement, these are significant financial victories that deserve acknowledgment. After all, it takes a hard-set goal and dedication to reach these events, and that’s nothing to go unnoticed. However, those who lack financial literacy might find these achievements unattainable. Still, with just a little effort to understand finance fundamentals, you can open doors to life’s greatest milestones, too.
Having your first credit card comes with a lot of mixed emotions. It brings both a sense of pride from getting approved and a hint of uncertainty if you’re not sure how to use it. Pros and cons aside, many don’t realize that credit cards can be a great tool for budgeting. So, whether you’re a new credit card holder or an experienced consumer, there’s something for everyone to take away from this article to better their financial management skills.
Getting approved for your first auto loan, applying for a mortgage and opening up new credit cards all have one thing in common—you need a good credit score to qualify. Establishing a good credit score isn’t complex, but it takes some work. And once you’ve earned your way up, you’ll be rewarded with low interest rates, premium credit cards and more. A low credit score is repairable, and we’re here to share a few quick tips on how to do it.