HELOC

A fast and easy process, from application to approval

Tap into your home’s equity and make the most of your newfound funds. Whether you’re looking to revamp your kitchen, redesign your home office or pay off high-interest debt, it all begins with a simple application! Choose between the Go HELOC or the Max HELOC and get the financial flexibility you need to make big money moves. With a Go Energy Financial HELOC, the possibilities are endless!

Go HELOC

With a 2.00% APR for the first 6 months, use up to 80% of your primary or secondary home's equity!

  • APR as low as 4% after the introductory period!
  • 22-year term (7 year draw period, 15 year repayment period)
  • Line of credit up to $250,000

Max HELOC

Need to use more of your primary home’s equity for an exciting project or purchase? The Max HELOC is for you!

  • Use up to 95% of your home’s equity!
  • APR as low as 6%
  • 20-year term (5 year draw period, 15 year repayment period)
  • Line of credit up to $100,000

Apply now

*APR = Annual Percentage Rate. CLTV = Combined Loan to Value. All rates are quoted on approved credit as Annual Percentage Rates (APRs). Loan approval is subject to credit, income, and property valuation. The APR is variable, based upon an index and a margin, and applies to the outstanding balance. Margin, rate, and payment amount may vary based on property value, loan amount, creditworthiness, and other factors. Property insurance is required; flood insurance may be required depending on the location of the collateral. Member will repay up to $875 in closing costs in line of credit is paid off within two years after closing date. GO HELOC Up to 80% CLTV; APR: 4%-12%; Draw: 7 years; Repayment: 15 years; Line of Credit: $10,000-$250,000; Minimum Payment: $100; Minimum Draw: $500 MAX HELOC 81%-95% CLTV; APR 6%-14%; Draw: 5 years- Repayment: 15 years; Line of Credit: $10,000-$100,000; Minimum Payment: $100; Minimum Draw: $500

Introductory rate of 2.00% APR for 6 months applies only to new GO Home Equity Line of Credit (GO HELOC) loans. After the introductory period ends, the GO HELOC rate is adjusted quarterly by 1.0% until rate reaches a minimum APR of 4.0%. Promotion offered for a limited time and may be discontinued at any time.