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A fast and easy process, from application to approval

Tap into your home’s equity and make the most of your newfound funds. Whether you’re looking to revamp your kitchen, redesign your home office or pay off high-interest debt, it all begins with a simple application! Get the financial flexibility you need to make big money moves. With a Go Energy Credit Union HELOC, the possibilities are endless!


Use up to 80% of your primary or secondary home's equity!

  • APR as low as varies!
  • 22-year term (7 year draw period, 15 year repayment period)
  • Line of credit up to $250,000

Apply now

*APR = Annual Percentage Rate. CLTV = Combined Loan to Value. All rates are quoted on approved credit as Annual Percentage Rates (APRs). Loan approval is subject to credit, income, and property valuation. The APR is variable, based upon an index and a margin, and applies to the outstanding balance. Margin, rate, and payment amount may vary based on property value, loan amount, creditworthiness, and other factors. Property insurance is required; flood insurance may be required depending on the location of the collateral. Member will repay up to $875 in closing costs in line of credit is paid off within two years after closing date. GO HELOC Up to 80% CLTV; APR: 6.75%-12%; Draw: 7 years; Repayment: 15 years; Line of Credit: $10,000-$250,000; Minimum Payment: $100; Minimum Draw: $500