Fee Schedule

Table data for Transaction Fees
 01/01/2019
Alert Me
Excess Withdrawal Over five (5) ATM withdrawals in a calendar month $2.00/transaction
Check Cashing Non-Credit Union check cashed with total savings and/or checking balance of $50 or less $ 5.00 each
Check Cashing Non-Credit Union check cashed with total savings and/or checking balance of $100 or less $ 3.00 each
Checks Copies $ 3.00 /item
Checks Counter $ .25 /check
Checks Third Party Payee $ 5.00 / check
Courtesy Pay / Overdraft Privilege / Non-Sufficient Funds Debit/ATM/Bill Pay/ACH/Check $ 30.00 /item
Deposit or Payment Item Return $ 10.00 /item
Outgoing Wire Transfer Domestic $ 20.00 each
Outgoing Wire Transfer International $ 50.00 each
Overdraft Transfer Transfer from any of the member/joint owner(s) available savings accounts $ 5.00 / transfer

Table data for Monthly Service Fees
 01/01/2019
Alert Me
Excess Withdrawal Over six (6) withdrawals from Money Market Account in a calendar month $ 15.00
Checking Account (75/76) Average Daily Balance falls below $500. • Fee exempt under Age 22 $ 5.00 /month
Health Savings Account $2.50/month
Inactive Checking Account • Twelve (12) months or more of inactivity • Account balance under $100 • Waived if existing CD or Loan Balance $ 5.00 /month
Inactive Share Account • Twelve (12) months or more of inactivity • Over the age of 16 • and account balance under $100 $ 15.00 /quarter
Paper Statements – Checking Members between age 18-65 $ 3.00 /month
Spark Checking (73) Account requirements per month are: • Ten or less checks cleared/presented • Online Banking • E-Statements • Active VISA Debit Card • and a total direct deposit >=$700 $ 10.00 /month
Table data for Online Banking Fees
 01/01/2019
Alert Me
Bill Pay Overnight Check / Same Day $ 20.00
External Transfers Inbound / Outbound $ 2.95
Pop Money Send / Request Money $ .75
Pop Money Instant Payment $ 3.00
Pop Money Stop Payment $ 25.00
Pop Money e-Greetings $ .25
Table data for Other Service Fees
 01/01/2019
Alert Me
Account Reconciliation & Account Research Minimum charge 1 hour $ 25.00 /hour
Coin Machine Usage (where available) 8% Transaction Fee for Non-Members
Collection Item Domestic or International $ 25.00 /item
Debit Card Card Replacement $ 15.00
Debit Card Pin Change $ 5.00
Debit Card Rush Order $ 45.00
Debit Card Sales Ticket Copy $ 5.00 /each
Document Delivery Member Request for Certified Mail $ 10.00
Document Delivery 2nd Day Express Delivery $ 20.00
Document Delivery Overnight – Standard $ 35.00
Document Delivery Overnight - First or Priority $ 50.00
Health Savings Account Setup $7.00
Inactive IRA IRA account with Average Daily Balance less than $500 and no transaction activity for 2 calendar years. $ 10.00 /year
Maintenance/ Returned Mail • Undeliverable address on file • USPS notification of address change through forwarding order $ 5.00 /month
Money Orders (where available) $ 3.00 /each
Payment by Phone $ 5.00 /payment
Statement Printouts $ 3.00 /page
Stop Payment $ 25.00 /request
Legal Processing $ 50.00 /occurrence
VISA Gift Cards See the Gift Card Terms and Conditions disclosure for additional fee details $ 3.00 /card