Closed Monday, July 4, 2022
All Go Energy Financial branches will be closed Monday, July 4 in observance of Independence Day.
Fee Schedule
| Excess Withdrawal | Over five (5) ATM withdrawals in a calendar month | $4.00/transaction |
| Check Cashing | Non-Credit Union check cashed with total savings and/or checking balance of $50 or less | $5.00 each |
| Check Cashing | Non-Credit Union check cashed with total savings and/or checking balance of $100 or less | $3.00 each |
| Checks | Copies | $3.00 /item |
| Checks | Counter | $0.25 /check |
| Checks | Third Party Payee | $5.00 / check |
| Courtesy Pay / Overdraft Privilege / Non-Sufficient Funds | Debit/ATM/ACH/Check | $33.00 /item |
| Deposit or Payment Item Return | $10.00 /item | |
| Outgoing Wire Transfer | Domestic | $20.00 each |
| Outgoing Wire Transfer | International | $50.00 each |
| Overdraft Transfer | Transfer from any of the member/joint owner(s) available savings accounts | $5.00 / transfer |
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| Excess Withdrawal | Over six (6) withdrawals from Money Market Account in a calendar month | $15.00 |
| Health Savings Account | $3.50/month | |
| Inactive Checking Account | • Twelve (12) months or more of inactivity • Account balance under $100 • Waived if existing CD or Loan Balance | $5.00 /month |
| Inactive Share Account | • Twelve (12) months or more of inactivity • Over the age of 16 • and account balance under $100 | $15.00 /quarter |
| Paper Statements – Checking | Members between age 18-64 | $7.00 /quarter |
| Spark Checking (73/75/76) | Account requirements per month are: • Ten or less checks cleared/presented • Online Banking • E-Statements • Active VISA Debit Card • and a total direct deposit >=$700 | $10.00 /month |
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| Bill Pay | Overnight Check / Same Day | $20.00 |
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| Account Reconciliation & Account Research | Minimum charge 1 hour | $25.00 /hour |
| Annual IRA Maintenance Fee | IRA account with Average Daily Balance less than $500 and no transaction activity for 2 calendar years. | $25.00 /year |
| Coin Machine Usage (where available) | 8% Transaction Fee for Non-Members | |
| Collection Item | Domestic or International | $25.00 /item |
| Debit Card | Card Replacement | $15.00 |
| Debit Card | Pin Change | $5.00 |
| Debit Card | Rush Order | $45.00 |
| Debit Card | Sales Ticket Copy | $5.00 /each |
| Document Delivery | Member Request for Certified Mail | $10.00 |
| Document Delivery | 2nd Day Express Delivery | $20.00 |
| Document Delivery | Overnight – Standard | $35.00 |
| Document Delivery | Overnight - First or Priority | $50.00 |
| External Transfer | $2.95/transfer1 | |
| Health Savings Account | Account Opening | $7.00 |
| Maintenance/ Returned Mail | • Undeliverable address on file • USPS notification of address change through forwarding order | $5.00 /month |
| Payment by Phone | $5.00 /payment | |
| Statement Printouts | $3.00 /page | |
| Stop Payment | $25.00 /request | |
| Legal Processing | $50.00 /occurrence | |
| VISA Gift Cards | See the Gift Card Terms and Conditions disclosure for additional fee details | $3.00 /card |
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