Privacy Notice
Federal Law requires us to tell you how we collect, share and protect your personal information. Our policy has not changed. You may review our Privacy Policy here or call (470) 514-3000 for a copy.
Fee Schedule
| Excess Withdrawal | Over five (5) ATM withdrawals in a calendar month | $2.00/transaction |
| Check Cashing | Non-Credit Union check cashed with total savings and/or checking balance of $50 or less | $ 5.00 each |
| Check Cashing | Non-Credit Union check cashed with total savings and/or checking balance of $100 or less | $ 3.00 each |
| Checks | Copies | $ 3.00 /item |
| Checks | Counter | $ .25 /check |
| Checks | Third Party Payee | $ 5.00 / check |
| Courtesy Pay / Overdraft Privilege / Non-Sufficient Funds | Debit/ATM/ACH/Check | $ 33.00 /item |
| Deposit or Payment Item Return | $ 10.00 /item | |
| Outgoing Wire Transfer | Domestic | $ 20.00 each |
| Outgoing Wire Transfer | International | $ 50.00 each |
| Overdraft Transfer | Transfer from any of the member/joint owner(s) available savings accounts | $ 5.00 / transfer |
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| Excess Withdrawal | Over six (6) withdrawals from Money Market Account in a calendar month | $ 15.00 |
| Health Savings Account | $3.50/month | |
| Inactive Checking Account | • Twelve (12) months or more of inactivity • Account balance under $100 • Waived if existing CD or Loan Balance | $ 5.00 /month |
| Inactive Share Account | • Twelve (12) months or more of inactivity • Over the age of 16 • and account balance under $100 | $ 15.00 /quarter |
| Paper Statements – Checking | Members between age 18-64 | $ 3.00 /month |
| Spark Checking (73/75/76) | Account requirements per month are: • Ten or less checks cleared/presented • Online Banking • E-Statements • Active VISA Debit Card • and a total direct deposit >=$700 | $ 10.00 /month |
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| Bill Pay | Overnight Check / Same Day | $ 20.00 |
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| Account Reconciliation & Account Research | Minimum charge 1 hour | $ 25.00 /hour |
| Coin Machine Usage (where available) | 8% Transaction Fee for Non-Members | |
| Collection Item | Domestic or International | $ 25.00 /item |
| Debit Card | Card Replacement | $ 15.00 |
| Debit Card | Pin Change | $ 5.00 |
| Debit Card | Rush Order | $ 45.00 |
| Debit Card | Sales Ticket Copy | $ 5.00 /each |
| Document Delivery | Member Request for Certified Mail | $ 10.00 |
| Document Delivery | 2nd Day Express Delivery | $ 20.00 |
| Document Delivery | Overnight – Standard | $ 35.00 |
| Document Delivery | Overnight - First or Priority | $ 50.00 |
| Health Savings Account | Account Opening | $7.00 |
| Inactive IRA | IRA account with Average Daily Balance less than $500 and no transaction activity for 2 calendar years. | $ 10.00 /year |
| Maintenance/ Returned Mail | • Undeliverable address on file • USPS notification of address change through forwarding order | $ 5.00 /month |
| Payment by Phone | $ 5.00 /payment | |
| Statement Printouts | $ 3.00 /page | |
| Stop Payment | $ 25.00 /request | |
| Legal Processing | $ 50.00 /occurrence | |
| VISA Gift Cards | See the Gift Card Terms and Conditions disclosure for additional fee details | $ 3.00 /card |
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