IMPORTANT MESSAGE REGARDING OUR DOUGLASVILLE BRANCH

For the protection of our members and staff, our Douglasville Branch Lobby located at 11490 Veterans Memorial Hwy Douglasville will be closed beginning Monday, March 16, 2020, until further notice. The drive-through at this location and ATM remain open for transactions. Our branch in Tucker, Contact Center and Lending Team remain open to serve you. Please take precautions to keep you and your family safe and well.

Fee Schedule

Table data for Transaction Fees
 01/01/2019
Alert Me
Excess Withdrawal Over five (5) ATM withdrawals in a calendar month $2.00/transaction
Check Cashing Non-Credit Union check cashed with total savings and/or checking balance of $50 or less $ 5.00 each
Check Cashing Non-Credit Union check cashed with total savings and/or checking balance of $100 or less $ 3.00 each
Checks Copies $ 3.00 /item
Checks Counter $ .25 /check
Checks Third Party Payee $ 5.00 / check
Courtesy Pay / Overdraft Privilege / Non-Sufficient Funds Debit/ATM/Bill Pay/ACH/Check $ 30.00 /item
Deposit or Payment Item Return $ 10.00 /item
Outgoing Wire Transfer Domestic $ 20.00 each
Outgoing Wire Transfer International $ 50.00 each
Overdraft Transfer Transfer from any of the member/joint owner(s) available savings accounts $ 5.00 / transfer

Table data for Monthly Service Fees
 01/01/2019
Alert Me
Excess Withdrawal Over six (6) withdrawals from Money Market Account in a calendar month $ 15.00
Checking Account (75/76) Average Daily Balance falls below $500. • Fee exempt under Age 22 $ 5.00 /month
Health Savings Account $2.50/month
Inactive Checking Account • Twelve (12) months or more of inactivity • Account balance under $100 • Waived if existing CD or Loan Balance $ 5.00 /month
Inactive Share Account • Twelve (12) months or more of inactivity • Over the age of 16 • and account balance under $100 $ 15.00 /quarter
Paper Statements – Checking Members between age 18-65 $ 3.00 /month
Spark Checking (73) Account requirements per month are: • Ten or less checks cleared/presented • Online Banking • E-Statements • Active VISA Debit Card • and a total direct deposit >=$700 $ 10.00 /month
Table data for Online Banking Fees
 01/01/2019
Alert Me
Bill Pay Overnight Check / Same Day $ 20.00
External Transfers Inbound / Outbound $ 2.95
Pop Money Send / Request Money $ .75
Pop Money Instant Payment $ 3.00
Pop Money Stop Payment $ 25.00
Pop Money e-Greetings $ .25
Table data for Other Service Fees
 01/01/2019
Alert Me
Account Reconciliation & Account Research Minimum charge 1 hour $ 25.00 /hour
Coin Machine Usage (where available) 8% Transaction Fee for Non-Members
Collection Item Domestic or International $ 25.00 /item
Debit Card Card Replacement $ 15.00
Debit Card Pin Change $ 5.00
Debit Card Rush Order $ 45.00
Debit Card Sales Ticket Copy $ 5.00 /each
Document Delivery Member Request for Certified Mail $ 10.00
Document Delivery 2nd Day Express Delivery $ 20.00
Document Delivery Overnight – Standard $ 35.00
Document Delivery Overnight - First or Priority $ 50.00
Health Savings Account Setup $7.00
Inactive IRA IRA account with Average Daily Balance less than $500 and no transaction activity for 2 calendar years. $ 10.00 /year
Maintenance/ Returned Mail • Undeliverable address on file • USPS notification of address change through forwarding order $ 5.00 /month
Money Orders (where available) $ 3.00 /each
Payment by Phone $ 5.00 /payment
Statement Printouts $ 3.00 /page
Stop Payment $ 25.00 /request
Legal Processing $ 50.00 /occurrence
VISA Gift Cards See the Gift Card Terms and Conditions disclosure for additional fee details $ 3.00 /card